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NO CLOSING COST Options available for all loans!!!

866-445-3765

CALL TODAY

24/7 

SMART LOANS FOR

SMART PEOPLE

Stay Connected:

facebook twitter cast

 

INTEREST RATES

Rates fluctuate on a daily basis, sometimes even hourly, click here to see our current rates or simply request your rate

 

INTEREST RATES

Rates fluctuate on a daily basis, sometimes even hourly, click here to see our current rates or simply request your rate

Commercial Loans

Commercial Debt Ratios
When analyzing the personal budget of a borrower, lenders use two different debt ratios to determine if the borrower can afford his obligations.

Commercial Debt Service Ratio
The most important ratio to understand when making income property loans is the debt service coverage ratio.

Commercial Lending Ratios
Most of real estate lending can be boiled down to the results of three ratios, which are described in this article.

Commercial Loan Checklist
This list will help you identify the types of information a banker will need to make an informed decision about your business.

Commercial Loan to Value Ratios
The loan-to-value (LTV) ratio is probably the most important of the 3 underwriting ratios.

Commercial Property Types
Listed in this article is a partial list of properties that require commercial financing.

Commercial Underwriting Guidelines
Commercial Financing is underwritten on a case by case basis. Every loan application is unique and evaluated on its own merits, but there are a few common criteria lenders look for in commercial loan packages.

Financing Options
Research credit lines and other financing approaches.

Questions to Ask Yourself
This article poses several questions related to commercial financing.

Ten Myths and Facts about SBA
This article separates commercial lending facts from myths.

 
Mortgage Loans Austin - Reliability Program    Mortgage Loans Austin
State Licencing
Branch of RLM Mortgage LLC, NMLS ID #289446 Mortgage Company License
Sonny Baker, Branch Manager, NMLS ID# 307828
Complaints regarding mortgage bankers should be sent to the Texas Dept. of Savings and Mortgage Lending,
2601 N. Lamar, Suite 201, Austin, TX 78705. A toll-free consumer hotline is available at 1-877-276-5550.

Figure: 7 TAC 80.200(b) "Consumers wishing to file a complain against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

 

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recover fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the Recovery Fund, please consult the department's website at www.sml.texas.gov."
 

 

 
Mortgage Loans Austin - Reliability Program    Mortgage Loans Austin
State Licencing
Branch of RLM Mortgage LLC, NMLS ID #289446 Mortgage Company License
Sonny Baker, Branch Manager, NMLS ID# 307828
Complaints regarding mortgage bankers should be sent to the Texas Dept. of Savings and Mortgage Lending,
2601 N. Lamar, Suite 201, Austin, TX 78705. A toll-free consumer hotline is available at 1-877-276-5550.

Figure: 7 TAC 80.200(b) "Consumers wishing to file a complain against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

 

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recover fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the Recovery Fund, please consult the department's website at www.sml.texas.gov."
 

 

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Mortgage Loans Austin, Texas
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