Texas Mortgage
Texas Mortgage

NO CLOSING COSTS

866-445-3765

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SMART LOANS FOR

SMART PEOPLE

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NO CLOSING COSTS

866-445-3765

CALL TODAY

24/7 

SMART LOANS FOR

SMART PEOPLE

Stay Connected:

facebook twitter cast

 

INTEREST RATES

Rates fluctuate on a daily basis, sometimes even hourly, click here to see our current rates or simply request your rate

 

INTEREST RATES

Rates fluctuate on a daily basis, sometimes even hourly, click here to see our current rates or simply request your rate

At Bedrock Lending we GUARANTEE our Closing Costs in Writing

Many lenders and brokers make promises on total closing costs/fees to their customers that they simply can not keep true at closing. Subsequently, the customer shows up to closing and they are surprised by additional fees that were much higher than originally quoted by the broker/lender - this is known as a classic "bait and switch" sales tactic. This creates obvious issues, whereas customers may not be able to pay these additional fees at closing- causing them to miss moving dates, increasing overall moving expenses, possibly losing the interest rate that they spent so much time diligently searching for throughout the loan process or in some cases losing their dream home on the day of closing.

Bedrock Lending guarantees in writing all closing costs that we have control over(lender fees). So you can rest assure that the fees you see on our/your final Good Faith Estimate, or what you see posted daily on our website ARE the GUARANTEED fees you will receive at the time of application AND at closing.

*Guarantee -if the lender fees on your final HUD-1 settlement statement go over the fees estimated on your final signed Good Faith Estimate prior to close,  then we will pay the difference plus $1000.00 

 
Third party fees cannot be guaranteed but because we close so many loans in your area we can estimate the third party fees with an extremely high level of accuracy and we generally overestimate these fees as a standard practice. Such third party fees refer to:  title company closing or escrow fees, title insurance, attorney fees, government recording fees, tax service fees, stamp fees,  doc prep fees, or appraisal and survey costs.

Many lenders and brokers make promises on total closing costs/fees to their customers that they simply can not keep true at closing. Subsequently, the customer shows up to closing and they are surprised by additional fees that were much higher than originally quoted by the broker/lender - this is known as a classic "bait and switch" sales tactic. This creates obvious issues, whereas customers may not be able to pay these additional fees at closing- causing them to miss moving dates, increasing overall moving expenses, possibly losing the interest rate that they spent so much time diligently searching for throughout the loan process or in some cases losing their dream home on the day of closing.

Bedrock Lending guarantees in writing all closing costs that we have control over(lender fees). So you can rest assure that the fees you see on our/your final Good Faith Estimate, or what you see posted daily on our website ARE the GUARANTEED fees you will receive at the time of application AND at closing.

*Guarantee -if the lender fees on your final HUD-1 settlement statement go over the fees estimated on your final signed Good Faith Estimate prior to close,  then we will pay the difference plus $1000.00 

 
Third party fees cannot be guaranteed but because we close so many loans in your area we can estimate the third party fees with an extremely high level of accuracy and we generally overestimate these fees as a standard practice. Such third party fees refer to:  title company closing or escrow fees, title insurance, attorney fees, government recording fees, tax service fees, stamp fees,  doc prep fees, or appraisal and survey costs.

 
Mortgage Loans Austin - Reliability Program    Mortgage Loans Austin
State Licencing
Branch of RLM Mortgage LLC, NMLS ID #289446 Mortgage Company License
Sonny Baker, Branch Manager, NMLS ID# 307828
Complaints regarding mortgage bankers should be sent to the Texas Dept. of Savings and Mortgage Lending,
2601 N. Lamar, Suite 201, Austin, TX 78705. A toll-free consumer hotline is available at 1-877-276-5550.

Figure: 7 TAC 80.200(b) "Consumers wishing to file a complain against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

 

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recover fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the Recovery Fund, please consult the department's website at www.sml.texas.gov."
 

 

 
Mortgage Loans Austin - Reliability Program    Mortgage Loans Austin
State Licencing
Branch of RLM Mortgage LLC, NMLS ID #289446 Mortgage Company License
Sonny Baker, Branch Manager, NMLS ID# 307828
Complaints regarding mortgage bankers should be sent to the Texas Dept. of Savings and Mortgage Lending,
2601 N. Lamar, Suite 201, Austin, TX 78705. A toll-free consumer hotline is available at 1-877-276-5550.

Figure: 7 TAC 80.200(b) "Consumers wishing to file a complain against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

 

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recover fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the Recovery Fund, please consult the department's website at www.sml.texas.gov."
 

 

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866-445-3765
Mortgage Loans Austin, Texas
866-445-3765
Mortgage Loans Austin, Texas
Texas Mortgage
Texas Mortgage