Locked vs Floating Mortgage Rate: Which Is Better?
Mortgage rates have been relatively consistent, but don't let that get you too comfortable. Rates are changing all the time --by how much, and whether it will be in your favor, we cannot say. We can make intelligent guesses, but we can't predict with any certainty...
Financial Benefits of Buying a Home in a College Town
Even if you’re done with college or if your children are years away from higher education, there are still many benefits to living in a college town. And don’t think that college towns are all small towns. College towns can be as urban as Tallahassee, Florida, thriving with...
Should You Buy A Fixer-Upper? How To Tell If It's Right For You
Buying a home that needs significant renovation sounds like a nightmare to some --and a dream come true to others. With renovation reality TV, America has romanticized the idea of buying a fixer-upper and making over their home. But as satisfying as it sounds, remodeling shouldn't be...
How To Tell If A Home Is 'Move-In' Ready
If you’re home shopping, you’ve probably seen or heard the phrase “move-in ready” in the property description. But what does “move-in ready” really mean and how can you tell if a property that “shows well” is truly ready for your...
Mortgage Mythbusters: First-Time Homebuyer Edition
Entering the housing market as a newbie can be intimidating. Even more so when you hear rumors about how "difficult" or "expensive," it is. But don't believe it! As the experts in first-time home loans, we have all the answers and resources to make your home purchase happen with ease...